How often should you review your home insurance?

Review your fire insurance (home insurance) once a year, especially the insured value of your home and contents.

An outdated policy can leave you underinsured when damage occurs. Assuralia, the Belgian association of insurers, recommends adjusting the insured value every year in line with the ABEX index. After a renovation, a large purchase or a new installation such as solar panels, it’s best to contact your insurer straight away.

1. Read through the insured amounts and cover
2. Compare them with recent renovations, purchases or increases in the value of your contents
3. Check whether new risks (e.g. solar panels, aquarium, BBQ structure) are covered
4. Contact your insurer if in doubt or to make changes

20 to 30 minutes.

• policy documents

In Belgium, home insurance is usually called fire insurance; it covers your home and often your contents too.

Add to my routines

Your routine is only saved once you confirm. No account, on this device.

This is a general guideline. Always follow the manual of your appliance or product too.

Source

• Assuralia (Belgische beroepsvereniging van verzekeraars) — Vijf vragen aan een expert in brandverzekeringen

Checked on: 2026-09-24

Also good to know

• How often should you compare your energy contract?
• How often should you file a boiler certificate?
• How often should you back up your files?